Is a $91,000 Physical Therapist Salary in Montana Worth It? (2026 Audit)
A quantitative breakdown of real net take-home pay, 4.7% - 5.9% state tax deductions, median rent burdens in the Billings metro, and purchasing power parity against UK & global benchmarks.
By MazicBay Labor Bureau•Updated for 2026 IRS & State Tax Brackets•Verified with BLS Data
Montana Economic Audit
Verified Bureau Report
Billings Metropolitan Economic Profile (2026)
Physical Therapist Compensation Architecture in Montana
Median Gross Salary
$91,000
Above: Physical therapist assisting patient with orthopedic neuromuscular rehabilitation.Photo: Sports Medicine Registry
Median Annual Gross
$91,000
$43.75/hr equivalent
Est. Net Take-Home Pay
$69,297
~$5,775/month
State Income Tax Rate
4.7% - 5.9%
COL Index: 104.5
Median Monthly Rent
$1,450
Billings Metro Avg
Physical Therapist Earning Spectrum & Net Pay Breakdown (Montana)
2026 Distribution Curve
Entry-Level (25th %)Median Benchmark (50th %)Senior Top Tier (90th %)
Keep $5,775/month after all withholdings.State Tax Bracket: 4.7% - 5.9%
Cross-Border Global Purchasing Power Benchmark:
A $91,000 USD salary in Montana converts approximately to:
UK Equivalent (GBP)
£71,890 / yr
EU Equivalent (EUR)
€83,720 / yr
BILLINGS, MT (AP) —For professionals evaluating career relocation or compensation packages, Montana offers a distinct trade-off between gross earning potential and localized cost burdens. A Physical Therapist in the Billings metropolitan area commands a median gross income of $91,000 per year.
However, top-line numbers can be deceiving without factoring in Montana's tax architecture (4.7% - 5.9%). After federal income withholding, mandatory FICA contributions, and local state withholdings, the estimated take-home pay stands at $69,297.
2026 Montana Take-Home Pay & Tax Calculator
Estimate your net paycheck after Federal Income Tax, FICA (Social Security & Medicare), and Montana State Taxes.
Gross Pay
$7,583
Total Deductions
-$1,809
~24% Est. Tax
Net Take-Home
$5,775
In Your Pocket
Based on 2026 IRS Single filer tax brackets and Montana state revenue statutes.
Physical Therapist Compensation & Career Specifications
Career Category
Healthcare
Entry-Level (25th Percentile)
$65,520 / year
Senior Professional (90th Percentile)
$131,950 / year
National U.S. Baseline
$98,000 / year
Projected 10-Year Job Growth
+15% (High)
Required Education / License
Doctor of Physical Therapy (DPT)
Top Hiring Employers in Montana
Bozeman Health, First Interstate Bank, Applied Materials
Highest Demand Skillsets
Rehabilitation • Manual Therapy • Orthopedic Care
Frequently Asked Questions: Physical Therapist in Montana
As of 2026, the median annual salary for a Physical Therapist in Montana is $91,000 ($43.75/hour). Entry-level roles average $65,520, while senior professionals command upwards of $131,950.
